Financial Transactions and Reports Analysis Centre of Canada

FOI via central portal

Current this library's internal records: Financial Transactions and Reports Analysis Centre of Canada's 2026–27 Departmental Plan (2027)

Completeness

• Document shelf: 32 rows (31 archived · 0 staged · 0 pending · 1 missing)
• Backgrounder: on file
• Strategy-evolution brief: on file
• Custody audit: 31 of 32 row(s) audited, 3 flagged
• Last verified: 2026-08-03 · this org has NOT had a full discovery-verification pass (our discovery-verification log)

Endpoints

• Website
• Open data: checked — none found
• API: checked — none found
• RSS
• Newsroom
• FOI / access requests

Document shelf (32 rows)

Backgrounder

Source: this library's internal records — a mechanical research draft, not independently reviewed for publication; reproduced as-is.

Financial Transactions and Reports Analysis Centre of Canada - backgrounder

Backgrounder / 2026-07-30 / registry row: fed-financial-transactions-reports-analysis-centre-c (this library's government-document registry) / lens file for this org's series briefs

Mandate & statutory basis

FINTRAC is established under Part 3 (ss. 40-72.1) of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act, S.C. 2000, c. 17 (https://laws-lois.justice.gc.ca/eng/acts/p-24.501/page-10.html, fetched and verified, consolidated version current to 2026-06-14). Section 41: "There is hereby established the Financial Transactions and Reports Analysis Centre of Canada," operating as an agent of Her Majesty in right of Canada; s. 40 sets its object as collecting and analyzing information to help detect money laundering, terrorist financing and sanctions evasion while acting "at arm's length and independent from law enforcement agencies" (same source).

Roles, responsibilities & scope

FINTRAC is Canada's financial intelligence unit and anti-money-laundering/anti-terrorist-financing supervisor: it ensures regulated businesses comply with reporting obligations under the Act, and it produces and disseminates financial intelligence to law enforcement and national-security agencies while safeguarding the personal information it holds (https://fintrac-canafe.canada.ca/intro-eng, fetched via r.jina.ai; https://laws-lois.justice.gc.ca/eng/acts/p-24.501/page-10.html; registry row fed-financial-transactions-reports-analysis-centre-c).

Governance & reporting line

The Minister of Finance is politically accountable for FINTRAC and may direct it on public-policy/strategic matters under s. 42; a Director, appointed by the Governor in Council for terms of up to five years (maximum ten years aggregate), serves as chief executive officer with deputy-head-level powers under ss. 43-45 and manages operations independently from law enforcement (https://laws-lois.justice.gc.ca/eng/acts/p-24.501/page-10.html, fetched). Stéphane Sirard currently holds the role of Acting Director and CEO (https://fintrac-canafe.canada.ca/intro-eng, fetched via r.jina.ai).

Budget scale

~$137.2M total planned spending for 2026-27 ($137,177,443, including internal services), 581 planned FTEs — Compliance program $85.3M/356 FTEs, Financial Intelligence production $35.9M/156 FTEs, Internal Services $15.9M/69 FTEs (FINTRAC 2026-27 Departmental Plan, https://fintrac-canafe.canada.ca/publications/dp/2026-2027/dp-pm-eng, fetched via r.jina.ai).

Institutional history

Established in 2000 under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act, S.C. 2000, c. 17 (https://laws-lois.justice.gc.ca/eng/acts/p-24.501/page-10.html, fetched); ⚠️ still being checked - subsequent mandate expansions (e.g., terrorist-financing and sanctions-evasion additions, name/scope amendments) not independently dated this review.

Strategy evolution brief

Source: this library's internal records — a mechanical research draft, not independently reviewed for publication; reproduced as-is.

Financial Transactions and Reports Analysis Centre of Canada - strategy evolution

2026-08-01 (rolling continuation) / registry: fed-financial-transactions-reports-analysis-centre-c / grounded in archived copies (cited document id + sha256) / read through our research file for that body

TL;DR: Twenty-two of 31 archived annual reports (FY2002-03 through FY2023-24) are unreadable publications.gc.ca redirect stubs, so real coverage spans only FY2022-23 through FY2025-26 — four years out of FINTRAC's 26-year history. Within that window, the biggest addition is a new cost-recovery "Assessment of Expenses" funding model for the Compliance program, effective April 1, 2024, which generated $48,011,328 in its first full year and is layered onto a record enforcement year (23 Notices of Violation exceeding $25 million, the most in the Centre's history). The most notable quiet change is Compliance's shift from a regional configuration to a sector-specific operating structure, first described as "shifting" in FY2023-24 and reported as completed by FY2024-25. The load-bearing number is that FY2024-25 non-compliance disclosures to law enforcement (32 cases) were "by far the largest number... since FINTRAC was created in 2000." The open question: the backgrounder's cited FY2026-27 budget figures ($137.2M, 581 FTEs) don't match anything in this archive — the most recent archived plan is titled as the 2025-26 plan and shows different, lower figures ($108.4M, 535 FTEs), suggesting the backgrounder drew from a live source one planning cycle ahead of what's archived.

Backgrounder summary

FINTRAC is established under Part 3 (ss. 40-72.1) of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act, S.C. 2000, c. 17, as Canada's financial intelligence unit and anti-money-laundering/anti-terrorist-financing supervisor, operating "at arm's length and independent from law enforcement agencies." It collects and analyzes information to help detect money laundering, terrorist financing and sanctions evasion, disseminating financial intelligence to law enforcement and national-security agencies while safeguarding personal information. The Minister of Finance is politically accountable and may direct FINTRAC on public-policy/strategic matters; a Governor-in-Council-appointed Director serves as CEO with deputy-head-level powers, managing operations independently of law enforcement (Stéphane Sirard is named as current Acting Director and CEO). The backgrounder cites ~$137.2M total planned spending for 2026-27 ($137,177,443, including internal services) and 581 planned FTEs from "the FINTRAC 2026-27 Departmental Plan" — a figure this brief could not locate in the archived series (see Residuals & gaps). FINTRAC was established in 2000; the backgrounder flags subsequent mandate expansions (terrorist-financing, sanctions-evasion additions) as not independently dated.

Series inventory

Of 31 registered documents, 22 — every annual report from ar-2003 through ar-2024 (fiscal years 2002-03 through 2023-24 inclusive) — extract to the identical ~804-character publications.gc.ca "Information archivée dans le Web / Information Archived on the Web" bilingual interstitial stub, confirmed by direct reading of the full text of ar-2003 (representative of the cluster) and corroborated by uniform file size (1,097-1,118 bytes including header, vs. 5,900-116,523 bytes for the 9 documents with real content). These stubs are not 404 error pages; they are genuine government "archived content" notices that require following a "Continue to publication" link to reach the underlying PDF — the archive capture stopped at the interstitial rather than the report itself. This is a distinct failure mode from a dead-link 404, and does not by itself prove the underlying FD1-20XXE.pdf reports never existed.

True extraction/usable-content rate: 9 of 31 documents (29.0%) yielded real, substantive content that was actually read in full. The 22 stubs (71.0%) contributed zero usable report text despite status: "ok" in _index.json for every one of them — the registry's "ok" status here means only "a page was fetched," not "the report was read." Real-content coverage is concentrated entirely in fiscal years 2022-23 through 2025-26: one Annual Report (ar-2025), two Departmental Plans (dp-2025, dp-2026), three Departmental Results Reports (drr-2023, drr-2024, drr-2025), and three sets of Financial Statements (fs-2023, fs-2024, fs-2025).

Separately, 16 of the 22 stub-year registry rows (ar-2008 through ar-2014, and ar-2016 through ar-2024, excluding ar-2015) carry a ⚠️ Still being checked: pattern-inferred flag in this library's government-document registry, meaning even their source URLs were reconstructed by pattern-matching from other years' URL conventions rather than independently confirmed — a second layer of uncertainty on top of the stub-content problem for those specific years.

Priority evolution

FY2022-23 (drr-2023, fc11dd747d53; fs-2023, f3ed3e2b0877): FINTRAC operated under its Strategic Plan 2019-24, built on three pillars — "Promote a culture of accountability," "Prepare FINTRAC for the future," "Collaborate to strengthen results" — each carrying two named priorities (six total): Maximize the potential of our people; Ensure transparency through results and performance; Modernize the workplace; Explore and implement innovative solutions; Cultivate strategic relationships with key external stakeholders; Strengthen cross-government cooperation (drr-2023, fc11dd747d53). In preparation for a cost-recovery funding model for the Compliance program (targeted for April 1, 2024), FINTRAC launched a named multi-year modernization initiative, R.I.S.E. (Respond, Innovate, Simplify, Evolve), establishing a modernization team and conducting business/stakeholder research (drr-2023, fc11dd747d53). Two new public-private partnerships launched this year — Project Legion (illicit cannabis laundering) and Project Anton (illegal wildlife trade, a first-of-its-kind international PPP) (drr-2023, fc11dd747d53). Following Russia's invasion of Ukraine, FINTRAC helped establish the Russia-Related Sanctions and Illicit Finance Financial Intelligence Units Working Group with the US, Australia and the UK (drr-2023, fc11dd747d53). The Centre generated 2,085 unique financial intelligence disclosures, contributed to 292 major investigations, issued 6 Notices of Violation totalling $1,113,569, and made 10 non-compliance disclosures to law enforcement (drr-2023, fc11dd747d53). Actual spending was $88,153,379 against $78,784,896 planned (58 FTEs over the 468 planned, at 526 actual) (drr-2023, fc11dd747d53); fs-2023 confirms total accrual expenses of $91,238,857 and "current year authorities used" of $88,153,379, consistent with the DRR (fs-2023, f3ed3e2b0877). The Honourable Chrystia Freeland is named as the accountable Minister of Finance, and the audit was signed by KPMG LLP (drr-2023, fc11dd747d53; fs-2023, f3ed3e2b0877).

FY2023-24 (drr-2024, 98c26c2579da; fs-2024, fa23e5799085): The same three Strategic Plan 2019-24 pillar names persist as the year's stated priorities, though with different sub-bullet wording (drr-2024, 98c26c2579da). Substantively, Compliance "shifted more fully to an enhanced risk-based approach to supervision, where end-to-end operations are now delivered through sector-specific streams" — an early statement of the regional-to-sector-specific operating-model change that FY2024-25 documents describe as completed (drr-2024, 98c26c2579da). FINTRAC issued 12 Notices of Violation totalling $26,115,999 — roughly 23 times the dollar total of the prior year's six penalties — and actively contributed to Canada's preparation for the FATF's fifth-round mutual evaluation (drr-2024, 98c26c2579da). Intelligence production reached 4,600+ disclosure packages from 1,783 unique disclosures across 266 major investigations, and a "Project Anton Financial Intelligence Unit (FIU) Toolkit" was developed with partner FIUs and NGOs (drr-2024, 98c26c2579da). Total actual spending was $98,622,919 (537 total FTEs) (drr-2024, 98c26c2579da), matching fs-2024's "current year authorities used" of $98,622,919 and total accrual expenses of $102,175,053 (fs-2024, fa23e5799085). fs-2024 discloses a change of external auditor from KPMG LLP to Welch LLP effective this fiscal year, and records a jump in administrative-monetary-penalty revenue to $19,972,486 (from $1,819,926 the prior year), consistent with the 12 large Notices of Violation (fs-2024, fa23e5799085).

FY2024-25 (dp-2025, c6b51605a826; drr-2025, b2e0f23508d1; ar-2025, a36fcf16df81; fs-2025, badc66297157): The planning document for this year (dp-2025, published with an erratum correcting three planned-FTE figures downward — Compliance 292→273, Intelligence 250→237, Internal Services 75→70) replaces the three-pillar Strategic Plan 2019-24 framing entirely with two named priorities: "Modernization and innovation" and "Partnerships, collaboration, and awareness" (dp-2025, c6b51605a826). Under Budget 2023's "Refocusing Government Spending" exercise, FINTRAC committed to spending reductions of $1,342,000 (2024-25), $1,675,000 (2025-26) and $2,132,000 (2026-27 and after), to be achieved via cloud migration, software-license consolidation, AI-assisted preparation of strategic/operational materials, and reduced travel and professional-services spending (dp-2025, c6b51605a826). Results for the year (drr-2025) confirm both priorities and add: Compliance assessed 1,079 businesses, conducted 294 formal examinations, and issued 23 Notices of Violation — "the largest number in one year in the Centre's history" — for more than $25 million; Intelligence produced 6,236 disclosure packages from 2,730 unique disclosures, "the largest number of disclosures and disclosure packages that FINTRAC has generated in a single year" (drr-2025, b2e0f23508d1). Total actual spending was $101,439,027 (491 total FTEs) (drr-2025, b2e0f23508d1), matching fs-2025's authorities-used figure and its total accrual expenses of $108,552,814 (fs-2025, badc66297157). FINTRAC's own Annual Report for the year (ar-2025) adds operational detail not in the DRR: the Compliance program "changed its operational structure from a regional configuration to a sector-specific structure" and, "in 2024, FINTRAC transformed its compliance risk model into a supervision risk model," moving that risk-scoring system onto cloud infrastructure (ar-2025, a36fcf16df81). A rapid intelligence production team was stood up to prioritize illicit-fentanyl financial intelligence, generating over 100 disclosures between November 2024 and end of March 2025, and FINTRAC provided "a financial crime expert to the office of Canada's Fentanyl Czar" (ar-2025, a36fcf16df81). The Centre disclosed 32 non-compliance cases to law enforcement, "more than double the number of cases disclosed last year and by far the largest number of cases disclosed since FINTRAC was created in 2000" (ar-2025, a36fcf16df81). In March 2024 FINTRAC "detected that it was the subject of a cyber incident and some of its systems were taken offline," with no evidence of data loss found after forensic review by the Canadian Centre for Cyber Security; the Centre used the rebuild to accelerate its real-time-modernization/API-reporting work (ar-2025, a36fcf16df81). A generative-AI assistant platform ("more than 25 features") was deployed during the year, and API-based system-to-system report submission was completed for all electronic reporting as of June 2024 (ar-2025, a36fcf16df81). fs-2025 documents the first full year of a new cost-recovery "Assessment of Expenses" revenue stream for the Compliance program, effective April 1, 2024 under amended PCMLTFA regulations, generating $48,011,328 in assessment revenue (fs-2025, badc66297157).

FY2025-26 planning (dp-2026, 1996da69eec8): The two-priority framework from dp-2025 expands to three: "Modernization and innovation," "Partnerships and collaboration," and a newly named "Employee engagement, wellness and culture" (dp-2026, 1996da69eec8). Total planned spending is $108,359,580 (535 total FTEs) — Compliance $60,507,431/278 FTEs, Financial Intelligence $33,180,025/178 FTEs (dp-2026, 1996da69eec8). The document names Canada's FATF Mutual Evaluation as scheduled for June 2026 and describes ongoing implementation of regulatory amendments bringing white-label ATMs and title insurers into the AML/ATF regime (dp-2026, 1996da69eec8) — consistent with ar-2025's statement that factoring companies, financing/leasing entities and cheque cashers also became reporting entities effective April 1, 2025 (ar-2025, a36fcf16df81).

Priorities added, dropped, renamed

• Dropped — Strategic Plan 2019-24's three-pillar / six-priority framework (Promote a culture of accountability; Prepare FINTRAC for the future; Collaborate to strengthen results, each with two sub-priorities): governed FY2022-23 (drr-2023, fc11dd747d53) and was still the stated framework for FY2023-24 (drr-2024, 98c26c2579da); absent from dp-2025 onward.
• Added — two-priority "Modernization and innovation" / "Partnerships, collaboration, and awareness" framework: first appears dp-2025 (c6b51605a826, planning for FY2024-25), reiterated in drr-2025 (b2e0f23508d1, results for FY2024-25).
• Added — third priority "Employee engagement, wellness and culture": first appears dp-2026 (1996da69eec8, planning for FY2025-26), expanding the two-priority framework to three.
• Added — R.I.S.E. (Respond, Innovate, Simplify, Evolve) Compliance-modernization initiative: launched per drr-2023 (fc11dd747d53, FY2022-23) to prepare for the cost-recovery funding model; the name does not recur in drr-2024, drr-2025, dp-2025, dp-2026, or ar-2025 as extracted — ⚠️ still being checked whether it was renamed, folded into "Modernization and innovation," or discontinued (see Residuals & gaps).
• Renamed — compliance risk model → supervision risk model: "In 2024, FINTRAC transformed its compliance risk model into a supervision risk model, which represented a considerable shift in both the methodology and scope of the Centre's risk modeling" (ar-2025, a36fcf16df81).
• Renamed/restructured — regional configuration → sector-specific structure for Compliance/Supervision operations: first reported in transition in drr-2024 ("end-to-end operations are now delivered through sector-specific streams," 98c26c2579da, FY2023-24) and reported as an accomplished structural change in ar-2025 ("changed its operational structure from a regional configuration to a sector-specific structure," a36fcf16df81, FY2024-25).
• Renamed — Terrorist Property Report → Listed Person or Entity Property Report: "the addition of sanctioned property to the Terrorist Property Report and the overhaul and retitling of this report to the Listed Person or Entity Property Report" (ar-2025, a36fcf16df81).
• Added — cost-recovery "Assessment of Expenses" funding model for the Compliance program: announced as forthcoming in dp-2025 (c6b51605a826), took effect April 1, 2024 under amended PCMLTFA regulations, and produced its first full year of assessment revenue ($48,011,328) in fs-2025 (badc66297157).
• Added — new reporting-entity sectors: factoring companies, financing/leasing entities and cheque cashers brought into the regime effective April 1, 2025 (ar-2025, a36fcf16df81); white-label ATMs and title insurers described as being implemented across dp-2025 (c6b51605a826) and dp-2026 (1996da69eec8).

Budget & mandate inflection points

• 2008 — FINTRAC receives legislative authority to issue administrative monetary penalties (AMPs) for non-compliance (drr-2023, fc11dd747d53; ar-2025, a36fcf16df81).
• Budget 2021 / Budget 2022 — cited as the funding source behind FTE growth from 249 (2020-21 actual, Compliance+Intelligence subtotal) toward 526 actual FTEs by 2022-23, and behind the Digital Strategy's three objectives (digital foundations; automation/analytics/AI; internal Digital Office) (drr-2023, fc11dd747d53).
• FY2023-24 — external auditor changes from KPMG LLP to Welch LLP (fs-2024, fa23e5799085); AMPs jump to 12 Notices of Violation totalling $26,115,999, roughly 23 times the prior year's $1,113,569 (drr-2024, 98c26c2579da; fs-2024, fa23e5799085).
• Budget 2023 — "Refocusing Government Spending" commitment requires FINTRAC to cut $1,342,000 (2024-25), $1,675,000 (2025-26), $2,132,000 (2026-27 and after), via cloud/software consolidation, AI-assisted materials preparation, and reduced travel/professional-services spending (dp-2025, c6b51605a826).
• March 2024 — FINTRAC detects and responds to a cyber incident affecting some of its systems; forensic review by the Canadian Centre for Cyber Security found no evidence information was removed or lost (ar-2025, a36fcf16df81).
• April 1, 2024 — cost-recovery "Assessment of Expenses" funding model for the Compliance program takes effect under amended PCMLTFA regulations (fs-2025, badc66297157, Note 2); first full-year assessment revenue of $48,011,328 recognized in fs-2025.
• FY2024-25 — record enforcement year: 23 Notices of Violation (>$25 million, largest in Centre history) and 32 non-compliance disclosures to law enforcement ("by far the largest number... since FINTRAC was created in 2000") (ar-2025, a36fcf16df81; drr-2025, b2e0f23508d1).
• April 1, 2025 — factoring companies, financing/leasing entities and cheque cashers become reporting entities under the Act (ar-2025, a36fcf16df81).
• June 2026 — Canada's FATF Mutual Evaluation of its AML/ATF regime scheduled; FINTRAC named as a key data/evidence provider (dp-2026, 1996da69eec8) — a forward deliverable not yet realized within the archived series.
• FTE trajectory is non-monotonic across the archived window: 526 actual (2022-23) → 537 actual (2023-24) → 491 actual (2024-25, a dip) → 535 planned (2025-26, a rebound) (drr-2023, fc11dd747d53; drr-2024, 98c26c2579da; drr-2025, b2e0f23508d1; dp-2026, 1996da69eec8) — unlike the multi-year monotonic pattern seen in some other federal series, FINTRAC shows a one-year contraction followed by planned recovery rather than a sustained trend in either direction.

Ontario/Toronto relevance

This is one of the more substantively Ontario-relevant series encountered under this project, on the strength of direct textual statements rather than inference. FINTRAC's headquarters is at 234 Laurier Avenue West, Ottawa, Ontario K1P 1H7 (ar-2025, a36fcf16df81; drr-2023, fc11dd747d53) — the seat of the federal government. More specifically, drr-2023 states that "employees from across the Centre's Ottawa, Montreal, Toronto and Vancouver sites" participate in its Language Buddy System, confirming FINTRAC maintains a physical office presence in Toronto as one of four Canada-wide sites (drr-2023, fc11dd747d53); fs-2023, fs-2024 and fs-2025 each corroborate "office space in four locations across Canada" under Public Services and Procurement Canada lease agreements (fs-2023, f3ed3e2b0877; fs-2024, fa23e5799085; fs-2025, badc66297157), though none of the financial statements names the four cities directly.

Operationally, Ontario is FINTRAC's single largest destination for financial-intelligence disclosures by a wide margin: in FY2024-25, Ontario (described in the source as "including several national headquarters") received 4,572 of roughly 10,879 total disclosure packages distributed by province/territory — more than ten times Quebec's 422, the next-highest province (ar-2025, a36fcf16df81).

The FY2024-25 Annual Report also documents extensive, named, GTA/Ontario-specific law-enforcement collaboration: Toronto Police Service was credited three separate times — Project Foxxx (a Toronto street gang firearms/drug investigation, August 2024), Operation Jackal III (transnational fraud across the Greater Toronto Area and Southern Ontario, July 2024), and Project Déjà Vu (synthetic-identity fraud, April 2024); York Regional Police (Project Lookout, June 2024); Ontario Provincial Police (four separate credits: Project Opal bank-robbery investigation, Project Uptown human trafficking, Project Sharp grandparent-scam, Project Fossil drug trafficking); Halton Regional Police Service (human trafficking, March 2025); Peel Regional Police (Project Odyssey stolen-vehicle GTA-to-Montreal ring, Project Vegas narcotics, Project 24KARAT gold cargo theft); Ottawa Police Service (three separate credits, including child-exploitation and human-trafficking investigations); RCMP Hamilton-Niagara Regional Detachment (Brantford drug trafficking); Waterloo Regional Police Service (investment fraud, 23 Ontario victims, $1.4M in losses); and the Ontario Securities Commission jointly with Durham Regional Police Service (Project Swan, the self-proclaimed "Crypto King" fraud case) (ar-2025, a36fcf16df81). A Thunder Bay, Ontario tax-evasion case via the Canada Revenue Agency is also named (ar-2025, a36fcf16df81). drr-2023 separately names the Criminal Intelligence Service of Ontario and the Ontario Association of Chiefs of Police among FINTRAC's regular regime partners (drr-2023, fc11dd747d53).

On this record, FINTRAC's Ontario/Toronto relevance is substantive and multi-dimensional: a confirmed Toronto office site, Ontario's outsized share of disclosure volume, and a dense, named record of GTA-area police-service collaboration in the one fiscal year (2024-25) for which a full annual report was actually read.

Residuals & gaps

• True extraction/usable rate: 9 of 31 documents (29.0%). The 22 stub documents (ar-2003 through ar-2024, every annual report from FY2002-03 through FY2023-24) are byte-for-byte the same publications.gc.ca "Information Archived on the Web" interstitial (~804 characters of body text), confirmed by directly reading ar-2003.txt and cross-checking file sizes for all 22 (1,097-1,118 bytes each, vs. 5,900-116,523 bytes for the 9 real documents). _index.json's "status": "ok" for all 22 stubs is not evidence of usable content — this is exactly the failure mode this task was scoped to catch.
• These are archival interstitials, not 404s. Each stub instructs the reader to "Continue to publication" via a live link; the archive capture stopped one hop short of the underlying FD1-20XXE.pdf. This means the source annual reports may well still exist online (or existed at crawl time) — this is a capture-depth gap, not proof the reports themselves are gone.
• A second uncertainty layer affects 16 of the 22 stub years. ar-2008 through ar-2014 and ar-2016 through ar-2024 (excluding ar-2015) carry a ⚠️ Still being checked: pattern-inferred flag in this library's government-document registry, meaning even the source URL for those specific years was reconstructed by pattern rather than independently confirmed.
• Real coverage spans only FY2022-23 through FY2025-26 (a 4-year window), despite FINTRAC's 26-year institutional history (established July 2000 per fs-2023/fs-2024/fs-2025, Note 1). No annual-report-type document earlier than FY2024-25 (ar-2025) survived extraction with real content; the entire 2003-2024 run of annual reports is unreadable in this archive.
• ⚠️ Still being checked: the org backgrounder's FY2026-27 budget figures do not match anything in this archived series. The backgrounder cites "~$137.2M total planned spending for 2026-27 ($137,177,443)... 581 planned FTEs — Compliance $85.3M/356 FTEs, Financial Intelligence $35.9M/156 FTEs, Internal Services $15.9M/69 FTEs" from "the FINTRAC 2026-27 Departmental Plan." No FY2026-27 Departmental Plan is present in this archived series; dp-2026 (1996da69eec8), the most recent DP archived here, is itself titled and URL'd as the "2025–26 Departmental Plan" and reports substantially different figures for FY2025-26: total planned spending $108,359,580 / 535 FTEs, with Compliance $60,507,431/278 FTEs and Financial Intelligence $33,180,025/178 FTEs (no Internal Services breakout was present in the "at a glance" version captured). The backgrounder appears to draw on a live/current source one planning cycle ahead of what is archived here — the same pattern flagged in the sibling fed-auditor-general-canada brief.
• ⚠️ Still being checked: three different FY2024-25 "total budget" figures appear across the three real documents covering that year, on different accounting bases, and are not reconciled within the archived text. ar-2025's own "FINTRAC budget" table states a "Total approved budget" of $123.2M for 2024-25 (Salaries $65.9M + Employee Benefit Plans $11.3M + Operations and Maintenance $46.1M); drr-2025 reports actual spending (authorities used) of $101,439,027; fs-2025 reports total accrual expenses of $108,552,814 for the same fiscal year. These likely reflect approved-budget vs. authorities-used vs. accrual-expense bases respectively, but no document in the archived series states this reconciliation explicitly.
• ⚠️ Still being checked: the fate of the R.I.S.E. (Respond, Innovate, Simplify, Evolve) Compliance-modernization initiative, launched per drr-2023 (FY2022-23) — the name does not appear in any of drr-2024, drr-2025, dp-2025, dp-2026, or ar-2025 as extracted, even though the funding model it was created to prepare for (cost recovery) did take effect on schedule (April 1, 2024, per fs-2025).
• ⚠️ Still being checked: no minister-of-record tracking is possible across the series. Only drr-2023's full "Corporate information" section names the accountable minister (the Honourable Chrystia Freeland, Deputy Prime Minister and Minister of Finance); the shorter "at a glance" versions of drr-2024, drr-2025, dp-2025 and dp-2026 captured in this archive do not include a comparable corporate-information section, so no minister change (or continuity) can be confirmed for FY2023-24 onward from the text actually read.
• ⚠️ Still being checked: the backgrounder's flagged institutional-history gap remains unresolved by this archived series — no document read here dates when terrorist-financing or sanctions-evasion functions were added to FINTRAC's original money-laundering-only mandate, or otherwise addresses the Centre's pre-2022 institutional evolution.
• No Corporate Plan, special-examination, or subject-specific report type is present in this registry for this org beyond the annual-report / departmental-plan / results-report / financial-statements quartet, and none of the pre-2022 annual reports could be substituted for that gap given the stub problem above.